Insurance Audits for businesses can be scary.   Be prepared. Understanding what an insurance audit is can help you avoid future costs that your business may not expect.  An audit performed by an insurance company will most likely occur anywhere from one to three months after the expiring policy. An auditor will most likely ask you…

We often get the question, “Why do insurance companies charge for subcontractors?”.  How does general liability and adequately insured subcontractors work?The answer is simple:  Contractors that hire subcontractors could have claims brought against them as a result.   This is due to certain liabilities that come with hiring subcontractors or “subs”.   The premium charged for adequately…