State of The Insurance Market

PSA: I don’t always post insurance stuff on my personal page (because it’s not fun) but I definitely do when I feel it’s relevant. Right now, it’s that time. I hope that you find the below information useful, and I hope that it helps explain what is happening in the insurance world today. It won’t…
Read More2021 Winter Storm Madisonville, Texas
Here is a list of companies that specialize in water remediation efforts. If you need help removing water from your house, you will need to call a company to get on a waiting list. They are all backed up with claims. Servpro of Bryan – 979-779-3333 Service Master – 844-907-2828 Blackmon Mooring Water Restoration –…
Read MoreInsurance Audits for businesses
Insurance Audits for businesses can be scary. Be prepared. Understanding what an insurance audit is can help you avoid future costs that your business may not expect. An audit performed by an insurance company will most likely occur anywhere from one to three months after the expiring policy. An auditor will most likely ask you…
Read MoreGeneral Liability and Adequately Insured Subcontractors
We often get the question, “Why do insurance companies charge for subcontractors?”. How does general liability and adequately insured subcontractors work?The answer is simple: Contractors that hire subcontractors could have claims brought against them as a result. This is due to certain liabilities that come with hiring subcontractors or “subs”. The premium charged for adequately…
Read More